• Loss Adjusting

    We aggressively work with clients to control, reduce loss exposures & restore business operations at the earliest opportunity.

Spectrum Adjusting uses advanced knowledge of loss mitigation techniques. By working collaboratively with the risk location early on we can control and reduce loss exposures and restore business operations at the earliest opportunity. Our experience in effective loss mitigation techniques results in claim cost control.

Our professionals tailor each claims service to the need of the client. Whether complex industrial property or liability, we offer a higher caliber of specialty claims management expertise in the following service sectors:


Understanding complex energy markets and industrial production equipment requires a comprehensive knowledge base supported by many years of effective claims adjustments. Our professionals at Spectrum Adjusting offer the advantage of this experience to our clients resulting in principled, pragmatic, sensible and effective adjustments in this area.

Our areas of expertise include the following areas:

  • Power generation
  • Hydro facilities including dams, spillways, and feed stock systems
  • Generators
  • Turbines
  • Transmission and distribution systems
  • Wind power / Renewable energy
  • Gas condensing and delivery systems
  • Transformers
  • Boilers
  • Rotational machinery
  • Hydroelectric Energy
  • Co-Generation, Bio-mass Operations

Chemical Operations

Chemical operations can be highly complex and multi-integrated operations. Our collective experience across  a broad range of sectors allows us to deliver collaborative integrated solutions for loss mitigation, repair scope analysis, and business interruption solutions.

Our claims management experience is in the following areas:

  • Off Gas Refineries
  • Fertilizer Operations, Nitrogen, Phosphate, Potash, Ammonia
  • Sodium Chlorate, Chlor-Alkali Production
  • Polyethylene, Ethylene Glycol Production
  • Reactive chemical operations
  • E3 Ethylene Cracker Operations

Forest Industry

Managing a fibre board plant, softwood lumber operation, or pulp and paper plant loss requires a special level of familiarity. Spectrum Adjusting has a considerable track record in this area. We understand how the industry works, and how and where the business interruption exposures are most effectively managed.

Our claims consultants speak the industry language and have worked many successful losses in the following fields:

  • Pulp & Paper Facilities
  • Paper Plants
  • Engineered Wood Products, Board Plants
  • Sawmills
  • Black Liquor recovery boilers
  • Chemical Management Systems
  • Pollution Control Systems
  • Water Treatment Facilities
  • Power Plant Operations, steam and gas fired turbines


Our mining practice is supported by many years of hands-on experience, both in North America and internationally. From complex milling operations and mechanical losses to chemical systems and mining operations, we provide pragmatic, and transparent direction in critical loss situations aiding in loss mitigation, control and timely effective settlements.

Our areas of expertise include:

  • Open pit, strip and underground mines;
  • Integrated milling processing operations;
  • Coal mining;
  • Quarrying Operations;
  • Cement, lime, gypsum;
  • Flooding, Geotechnical;
  • Transportation;
  • Equipment, Rotational equipment.

Commercial Claims

From total floods of commercial office space, to complete loss of a warehouse facility, to manufacturing losses involving satellite systems, Spectrum’s adjusters are equipped to respond tactfully and effectively.

Our areas of expertise include:

  • Building & Equipment
  • Course of Construction
  • Civil Infrastructure
  • Manufacturing Risks
  • Food Processing
  • Environmental
  • Soft Occupancy
  • Retail Operations
  • Real Estate Operations
  • High Technical Manufacturing
  • Wineries

Film and Entertainment

The ability to understand financial, legal, marketing, and distribution in the film and entertainment industry is critical to managing positive outcomes in a loss adjustment. Spectrum Adjusting is uniquely positioned to manage claims in this sector with many years of successful experience.

Our areas of expertise include:

  • Schedule interruptions
  • Set loss
  • Errors and omissions
  • Cast insurance
  • General liability
  • Business impact / extra expense loss

Casualty / Liability

In order to ensure a successful outcome in legal liability claims, key steps must be taken to ensure evidence is gathered and secured in a systematic way and decisions taken are legally defensible. Spectrum Adjusting’s liability practice is led by a lawyer with extensive field claims handling experience, ensuring the highest claims management standards are available to our clients.

Our areas of expertise include:

General Liability

  • Commercial general liability

Directors and Officers Liability

  • Architects
  • Engineers
  • Land surveyors
  • Dentists
  • Cosmetic surgery clinics
  • Veterinarians
  • Traditional Chinese Medicine practitioners
  • Acupuncturists
  • Insurance brokers
  • Insurance adjusters
  • Financial planners
  • Home inspectors
  • Self-governing administrative bodies

Errors and Omissions

Environmental impairment liability

Personal injury

Our qualities are manifest in our experience, we offer a higher level of consultant services to our clients.